Melbourne's Best Mortgage Broker

Your Melbourne Mortgage Broker,
Working for You

We take the hassle out of finding the best home loan, providing efficient, independent advice tailored to your needs.

As a first home buyer in Melbourne, how can a mortgage broker help you?

We understand that buying your first home in Melbourne can be overwhelming, but we’re here to help. Working with a Melbourne mortgage broker can be incredibly beneficial in finding the right loan that fits your situation and helping you utilize various loan features to pay off your mortgage quicker. At Blutin Finance, we know what different lenders in Melbourne are offering and can help you identify the best features that will help you achieve your financial goals. We present a variety of options to you, so you can make a well-informed decision when choosing a mortgage product. We’re here to support you through this exciting but often daunting process.

What our customers say about us

Lauren Lee
Lauren Lee
Local Guide · Level 6
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Nojan helped my partner and I with the purchase of our first house. We bought off the plan so for 2.5 years during the build and throughout settlement, he was quick to answer any questions we had and was incredibly helpful in getting everything organised. He clearly explained everything and made the whole process really easy. We greatly appreciate all the work he did for us to get this over the line.
Stewart Paton
Stewart Paton
contribution
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Nojan and the team were brilliant in facilitating my mortgage. I had some fairly specific requirements and circumstances and Blutin took the time to understand exactly what I wanted and then focused completely on delivering that. Everything was done completely online as one expects in 2023. Can recommend.
olivia greco
olivia greco
contributions
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Fantastic experience with Nojan from Blutin Finance. My partner and I always seem to have issues when it comes to banks, and this time we were a bit of a tricky case, however, Nojan persisted and did whatever it took to get the job done and made the process as easy as possible for us. Thank you Nojan!
Dorian White
Dorian White
Local Guide · Level 4
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I was so impressed with Nojan when I got my car loan, I didn't think twice about approaching him and Bluetin Finance once again. Nojan was fantastic to deal with and made us feel every comfortable and confident in the whole process of getting a mortgage. I can highly recommend him to anyone who is looking to get a loan, big or small. You will not be disappointed.
Parismita Pathak
Parismita Pathak
contributions
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Nojan and his team are professionals and thorough with their service. We had a great experience in consulting with Nojan when buying out first home. He helped us with every step and kept us informed throughout the process even when there was no much to update on. His communication was consistent and he never missed a call! Very knowledgeable and reliable service. I will be happy to recommend him to others.
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Looking for Loan Calculators?

We understand your Investment Loan needs

Every borrower has unique needs and aspirations, and it’s crucial to pick a loan that aligns with your current and future goals. As your Melbourne mortgage broker, we may recommend making principal and interest repayments if your aim is to use rental income to pay down the loan, as this will gradually reduce the principal balance with each repayment. Alternatively, if your goal is to acquire more investment properties in Melbourne, then making interest-only repayments for a few years might be the right choice. This will enable you to lower your repayments and save for a deposit for another property more quickly. Remember, with the right loan and strategy, your goals are achievable.

Frequently Asked Questions

In short, No, we don’t charge a fee for our services however we do receive a commission from the lender when your loan is settled. This enables us to offer

It is difficult to predict how long it will take to receive an approval for a loan due to the nature and type of the loan. If there are external service providers such as valuers and solicitors involved, the time period can be affected. No loan approval process is the same but it is our job to manage the process from start to finish – and we are committed to ensure settlement happens as quickly and efficiently as possible.

Lenders, including the banks, look at the state of your personal finances and monthly budget before deciding how much they are willing to lend to you. To maximise how much they will lend to you, you should consider reducing as many of your existing outstanding debts as possible. You could do this by bringing down your credit card limit and paying off as much of your store credit, personal loans and car loans as you can. As soon as a lender sees that you are responsibly managing your monthly personal finances and the repayments of your loans, they will be comfortable lending to you.

We would consider it if the Valuer was certified and acceptable to our lending panel. The appraisal would also need to be official and have been done within the last 90 days. I have a credit default against my name, but my partner’s credit history is excellent. Can we put the loan in her name? This may be possible if your partner has sufficient income to support the loan while providing for all existing liabilities, living costs and supporting any dependents. It will also depend on whether or not your partner will have a beneficial interest in the property.